Which is the greater threat to investors: inflation or
deflation? If you don't know the answer to that, welcome to the
club, and expect the tug of war between the two portfolio
influencers to last a few more years.
They pay you higher interest, but is it worth making the switch?
New Internet giants may not need cash, but forces could take them public
Budgeting will help maximize the quality of school years
Less debt will do more for your portfolio than any mutual fund
Family Finance helps a single father get control of his debts
Situation: Single mom raising two kids on one income worries whether she has enough money for retirement
Strategy: Reduce portfolio volatility and management fees to raise portfolio growth rate
Solution: A retirement with sufficient income for comfort
Chevreau: Pensions are not protected from creditors if that creditor
happens to be the Canada Revenue Agency
With just a few weeks left before the start of the school year, many Canadian post-secondary students say they are worried about making enough money to pay the bills, even though most say working during school will affect their grades, according to an RBC/Ipsos Reid poll
Why a bad game game of golf can be like a bad investment
The Canada Revenue Agency allows a tuition tax credit of up to $5,000. But there's a catch: The eductional institution the student attends must be recognized as eligible by the CRA.
September is still a few weeks away but mid-August is a good time to start getting financially prepared if you’re planning to withdraw money from a registered education savings plan (RESP) in order to send Junior on to post-secondary education
Jonathan Chevreau: There's been a fair bit of propaganda lately about it being acceptable to carry debt into retirement, including home mortgages. But does it ever make sense for retirees to go bankrupt?
Okay, I'll admit it. I failed the whole allowance thing. Too often in my household there is no formal distinction between earning, saving and spending. It's easier to do things on an ad-hoc basis.
The next great bull market has arrived and it's not in real estate, bonds or stocks, but in commodities, says financial author John Stephenson
Line of credit might be better option for seniors
Providing for the children’s education and couple's retirement requires some financial juggling when there is just one income
Starting at age 35, or even 25, is key to success
Make a plan and don't let emotions get in the way
Even with no savings or company pensions, Canadians do have a basic safety net once they reach 65. However, those who track senior poverty are concerned not all who qualify actually receive these benefits
